FY19 FMA/PDM applications will open September 30, 2019 and are due to MT DES December 6, 2019
The Flood Mitigation Assistance (FMA) program is authorized by Section 1366 of the National Flood Insurance Act of 1968, as amended (NFIA), 42 U.S.C. 4104c, with the goal of reducing or eliminating claims under the National Flood Insurance Program (NFIP).
The Repetitive Flood Claims (RFC) program is authorized by Section 1323 of the NFIA, 42 U.S.C. 4030, with the goal of reducing flood damages to individual properties for which one or more claim payments for losses have been made under flood insurance coverage and that will result in the greatest savings to the National Flood Insurance Fund (NFIF) in the shortest period of time.
A repetitive loss property is a structure covered by a contract for flood insurance made available under the NFIP that:
(a) Has incurred flood-related damage on two occasions, in which the cost of the repair, on the average, equaled or exceeded 25 percent of the market value of the structure at the time of each such flood event and
(b) At the time of the second incidence of flood-related damage, the contract for flood insurance contains increased cost of compliance coverage
The Severe Repetitive Loss (SRL) program is authorized by Section 1361A of the NFIA, 42 U.S.C. 4102a, with the goal of reducing flood damages to residential properties that have experienced severe repetitive losses under flood insurance coverage and that will result in the greatest amount of savings to the NFIF in the shortest period of time.
A severe repetitive loss property is a structure that:
(a) Is covered under a contract for flood insurance made available under the NFIP
(b) Has incurred flood related damage –
(i) For which four or more separate claims payments (includes building and contents) have been made under flood insurance coverage with the amount of each such claim exceeding $5,000, and with the cumulative amount of such claims payments exceeding $20,000 or
(ii) For which at least two separate claims payments (includes only building) have been made under such coverage, with the cumulative amount of such claims exceeding the market value of the insured structure
Who is eligible to apply?
Generally, local communities will sponsor applications on behalf of homeowners and then submit the applications to their State. All FMA grant applications must be submitted to FEMA by a State, U.S. Territory, or federally-recognized tribe.
The following is a list of governments that can sponsor an application:
What is the cost share?
Flood Mitigation Assistance Grant
75 federal/ 25 local match
Repetitive Flood Claim *
90 federal/ 10 local match
Severe Repetitive Loss *
100 federal/ 10 local match
*To be eligible for an increased Federal cost share, a FEMA-approved State or Tribal (Standard or Enhanced) Mitigation Plan that addresses repetitive loss properties must be in effect at the time of award, and the property that is being submitted for consideration must be a repetitive loss property.
How do I develop and application?
Please review the MT DES application guidance found below.
Eligible FMA project types
Property Acquisition and Structure Demolition or Relocation
Dry Floodproofing of Historic Residential Structures
Dry Floodproofing of Non- Residential Structures
Minor Localized Flood Reduction Projects
FY19 FMA Fact Sheet and Notice of Funding can be found below
FY 2019 Pre-Disaster Mitigation (PDM) Grant Program
The maximum federal share for PDM subapplications is as follows:
•$4 million for mitigation projects;
•$200,000 per applicant for Advance Assistance activities, such as project scoping;
•$10 million for Resilient Infrastructure projects;
•$400,000 for new mitigation plans consistent with 44 CFR Part 201;
•$300,000 for state/territorial and multi-jurisdictional local or tribal mitigation plan updates consistent with44 CFR Part 201;
•$150,000 for single jurisdiction local or tribal mitigation plan updates consistent with 44 CFR Part 201;
•10 percent of plan and project subapplications for information dissemination activities, including public awareness and education (brochures, workshops, videos, etc.)
•5 percent of plan and project subapplication budget for subapplicant management costs for subapplicants to manage their plan or project activity.
As directed by the appropriations language, FEMA will use the majority of PDM grant funding for mitigation projects.
Federal funding is available for up to 75 percent of the eligible activity costs. Small, impoverished communities may be eligible for up to a 90 percent federal cost share in accordance with the Section 203(h) of the Stafford Act. The remaining eligible activity costs must be derived from non-federal sources.
The period of performance for the PDM grant program begins with the award of federal funds and ends no later than 36 months from the date of award. The period of performance for Resilient Infrastructure projects begins with the award of federal funds and ends no later than 48 months from the date of award.
Subapplicants must have a FEMA approved mitigation plan as of the application deadline to FEMA, in order to apply for mitigation projects in accordance with Title 44 CFR Part 201.
FY19 PDM Fact Sheet and Notice of Funding can be found below
FEMA will continue to provide grant funding allocations to each State and territory in the amount of $575,000. FEMA will also set aside $20 million for federally-recognized tribes for mitigation planning and projects. FEMA’s first priority for competitive funding after meeting the State/territory allocations and tribal set-aside is opportunities for Advance Assistance for all Applicants not to exceed $200,000 each. In addition, there will be a competitive initiative for Resilient Infrastructure projects. These projects have a larger Federal cost share cap at $10 million and are community based. As mitigation plans are updated, state, local, tribal, and territorial governments may want to engage partners with an interest in resilient infrastructure projects to join the planning process to identify vulnerabilities and develop updated mitigation strategies.
Documents to download
FMA Fact Sheet FY19 Final 8-26_508(.pdf, 431.08 KB) - 23 download(s)
FY 2019 FMA NOFO FINAL 8-26_508(.pdf, 453.72 KB) - 19 download(s)
PDM Fact Sheet FY19 Final 8-26_508(.pdf, 350.86 KB) - 28 download(s)
FY 2019 PDM NOFO FINAL 8-26_508(.pdf, 460.3 KB) - 22 download(s)
2019 HQ Webinar Schedule(.pdf, 230.99 KB) - 18 download(s)
PDM_FMA_19 Grant Application Guidance(.pdf, 996.07 KB) - 27 download(s)
Avoiding+Application+Pitfalls+OCT2019_508 (1)(.pdf, 3.53 MB) - 18 download(s)
Notice of Intent(.pdf, 208.85 KB) - 13 download(s)
DOE-FEMA+Webinar+1_11.6.19pdf (1)(.pdf, 4.77 MB) - 15 download(s)
DOE+BCA+Webinar_FINAL_v3_11.8_R(.pdf, 718.96 KB) - 1 download(s)